My income grows in tiny steps.  My debts roll in, I pay them. As need arises I buy and never sell.  If the colonial sages had half a brain they would have put my feet on a piece of land to call my own.  Until then a pox on leftist, rightist budgeting theories. I pay for what I need with tenuous pieces of paper and metal, sometimes with credit just like the vast majority of moguls and their miniscule minions.