For some people faith is cheap nonsense, usually based on things like food, drink, and elementary principles. It was the case for Israel under Mosaic law. What else besides nonsense could it be when in the last days people choose demonic lies, food, drink and marriage bans over Christ?
- The gift to the believer is on profession.
- Receiving the Spirit seals adoption
- The saved are alive not dead
Salvation is not a loan.
See all those people trying to save themselves via obedience?